You’ve taken the time to compare auto insurance quotes and chosen the best policy for you, but accidents do happen and you’ve just been involved in one. How do you file a claim on your automobile insurance?
Take a deep breath and follow these easy steps:
o Your first action after determining no one needs medical attention is to call your auto insurance agent as soon as possible. You want to find out if you are covered for the loss and your agent will want to know about any accident you are in even if it seems minor at the time.
o Get information from your agent on what steps you need to take and what documentation you need for your auto insurance claim. These forms include a “proof of claim” and police reports.
o Provide your agent all the requested information for your auto insurance claim and be sure to keep records for yourself including names and phone numbers for anyone you deal with and copies of all paper documentation.
o Make sure you ask your auto insurance agent any questions you might have such as, if your policy has time limits for filing your claim, resolving disputes, submitting bills and providing additional information on the claim. Also find out if you need to provide estimates for the damages to your car and if you are eligible for a rental car while your is in the shop.